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Experienced Manhattan Bankruptcy Lawyer Explains Your Rights, Protects Your Interests and Guides You toward Financial Freedom

Although many people file Chapter 7 or Chapter 13 bankruptcy to gain control of their finances, there are also good alternatives to bankruptcy. Mr. Jacovetti is experienced in helping clients in Nassau, Suffolk, and throughout the Five Boroughs of New York City find the best solutions to their financial situations. This may involve disputing a debt with the creditor. . There are other effective strategies, as well, and the right approach depends on the specific facts of your case.When you are in debt, you need an attorney who will guide you through the process and protect your rights along the way. If you are at risk of losing your home, talk to Mr. Jacovetti about options for foreclosure defense. We invite you to contact Bob Jacovetti for a free consultation about your personal debt situation.New York Lawyer Understands and Can Explain the Fair Debt Collection Practices ActWe know the guidelines associated with the Fair Debt Collection Practices Act (FDCPA) backward and forward. It was created to protect you and other consumers from unfair and illegal debt collector practices. For example, according to the FDCPA, once you tell a collection agency that you have hired an attorney to represent you, they cannot continue to call you. Some examples of FDCPA protections for consumers include:

  • Prohibiting contact by creditors before 8:00AM and after 9:00PM:
  • Prohibiting harassment such as excessive phone calls;
  • Prohibiting abusive language and threats of harm or arrest;
  • Enabling consumers to demand proof of a debt.

By violating these guidelines, collection agencies risk stringent penalties. If you believe creditors are violating the FDCPA, call our office immediately to learn your rights and your options.New York Debt Lawyer Bob Jacovetti Can Help You Avoid ForeclosureYour home is more than a shelter; it represents security for you and your family. That’s why losing a home to foreclosure is so devastating—both financially and emotionally. Talk with Bob Jacovetti about options for foreclosure defense that can help stop or stall foreclosure proceedings.Don’t try to do this all by yourself. Mr. Jacovetti is a knowledgeable, skilled debt attorney. He has worked with many people on Long Island, Brooklyn, Queens, Staten Island, Manhattan and the Bronx, who have tried to take control of missed payments by taking high-interest loans and second mortgages. Stop! Don’t do anything until you contact an experienced NY debt attorney who will explain your options and help you get back on the road to financial good health.

If you are struggling with collection agency harassment, wage garnishment or threats of eviction in Mineola, New York City or anywhere in the Five Boroughs, you are not alone. The economic recession hit many families hard – people lost their jobs, their investments, their savings and even their homes. Others have faced medical situations that emptied their bank accounts and put them in serious debt.These are good people, like you, who have worked hard for many years. When something happens and your financial world is turned upside down, it can be frightening, stressful and overwhelming. It’s understandable if you don’t know where to turn next. We do.Call the Law Office of Robert Jacovetti, P.C. today. Mr. Jacovetti is an experienced consumer protection lawyer who will review your case and develop a plan of action to put an end to your worry over insurmountable debt. Don’t spend even one more hour stressed and frantic about how to make ends meet, call Mr. Jacovetti today.

To File for Bankruptcy or Not to File for Bankruptcy in NYC or Mineola, NY

Bob Jacovetti is an experienced consumer protection lawyer who believes that there is always a solution to financial crisis. He will explain your options and help you decide if bankruptcy – either Chapter 7 or Chapter 13 – is the best choice for you. He can also guide you through a variety of bankruptcy alternatives that may be able to give you the fresh financial start you need to get back on track.

Mr. Jacovetti is passionate about helping clients climb out from that mountain of debt. He has worked hard over the past many years helping New York families save their homes, or rebuild their financial stability. We’re ready to help you.

Bob Jacovetti Explains Your Debt Solution Options in Queens, Brooklyn and NYC

One of the top reasons why consumers get behind in payments is unpaid medical debt. In this economy, unexpected injuries and illnesses can bury families in medical debt. Before you know it, the medical pills are piling up, you are unable to pay your other debts – including your house and car payments – and you are feeling like you are facing financial ruin.

Mr. Jacovetti understands all aspects of Chapter 7 and Chapter 13 bankruptcy law. Furthermore, he is well-versed in the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) or the “New Bankruptcy Law.” This legislation introduced several big changes to the bankruptcy Code. Banks and credit card companies pushed for BAPCPA to make it more difficult for consumers to file bankruptcy. For example, consumers must be able to prove that they do not have the money to pay off a portion of their debt if they want to file Chapter 7.

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New York, NY 10011

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DISCLAIMER: This website is an Attorney Advertisement. The information on this website is for general information purposes only. Nothing on this website should be taken as legal advice for any individual case or situation. Viewing this website and reading the information contained in it does not constitute or create an attorney-client relationship.