Experienced Manhattan Bankruptcy Lawyer Explains Your Rights, Protects Your Interests and Guides You toward Financial Freedom
- Prohibiting contact by creditors before 8:00AM and after 9:00PM:
- Prohibiting harassment such as excessive phone calls;
- Prohibiting abusive language and threats of harm or arrest;
- Enabling consumers to demand proof of a debt.
By violating these guidelines, collection agencies risk stringent penalties. If you believe creditors are violating the FDCPA, call our office immediately to learn your rights and your options.New York Debt Lawyer Bob Jacovetti Can Help You Avoid ForeclosureYour home is more than a shelter; it represents security for you and your family. That’s why losing a home to foreclosure is so devastating—both financially and emotionally. Talk with Bob Jacovetti about options for foreclosure defense that can help stop or stall foreclosure proceedings.Don’t try to do this all by yourself. Mr. Jacovetti is a knowledgeable, skilled debt attorney. He has worked with many people on Long Island, Brooklyn, Queens, Staten Island, Manhattan and the Bronx, who have tried to take control of missed payments by taking high-interest loans and second mortgages. Stop! Don’t do anything until you contact an experienced NY debt attorney who will explain your options and help you get back on the road to financial good health.
If you are struggling with collection agency harassment, wage garnishment or threats of eviction in Mineola, New York City or anywhere in the Five Boroughs, you are not alone. The economic recession hit many families hard – people lost their jobs, their investments, their savings and even their homes. Others have faced medical situations that emptied their bank accounts and put them in serious debt.These are good people, like you, who have worked hard for many years. When something happens and your financial world is turned upside down, it can be frightening, stressful and overwhelming. It’s understandable if you don’t know where to turn next. We do.Call the Law Office of Robert Jacovetti, P.C. today. Mr. Jacovetti is an experienced consumer protection lawyer who will review your case and develop a plan of action to put an end to your worry over insurmountable debt. Don’t spend even one more hour stressed and frantic about how to make ends meet, call Mr. Jacovetti today.
To File for Bankruptcy or Not to File for Bankruptcy in NYC or Mineola, NY
Bob Jacovetti is an experienced consumer protection lawyer who believes that there is always a solution to financial crisis. He will explain your options and help you decide if bankruptcy – either Chapter 7 or Chapter 13 – is the best choice for you. He can also guide you through a variety of bankruptcy alternatives that may be able to give you the fresh financial start you need to get back on track.
Mr. Jacovetti is passionate about helping clients climb out from that mountain of debt. He has worked hard over the past many years helping New York families save their homes, or rebuild their financial stability. We’re ready to help you.
Bob Jacovetti Explains Your Debt Solution Options in Queens, Brooklyn and NYC
One of the top reasons why consumers get behind in payments is unpaid medical debt. In this economy, unexpected injuries and illnesses can bury families in medical debt. Before you know it, the medical pills are piling up, you are unable to pay your other debts – including your house and car payments – and you are feeling like you are facing financial ruin.
Mr. Jacovetti understands all aspects of Chapter 7 and Chapter 13 bankruptcy law. Furthermore, he is well-versed in the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) or the “New Bankruptcy Law.” This legislation introduced several big changes to the bankruptcy Code. Banks and credit card companies pushed for BAPCPA to make it more difficult for consumers to file bankruptcy. For example, consumers must be able to prove that they do not have the money to pay off a portion of their debt if they want to file Chapter 7.